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BUSINESS

Ondo builds onchain equity rails for DeFi

Friday, July 3, 2026 · from 1 podcast
  • Ondo cuts T+2 settlement by moving equities onchain, enabling 24/7 trading.
  • Tokenized stocks act as high-quality collateral for DeFi perps, ending idle capital.
  • Regulatory whitelists replace permissionless access to avoid US crackdowns.

Ondo is rebuilding the brokerage stack from the ground up. According to Ian De Bode on Bankless, the company isn’t just tokenizing stocks - it’s porting the entire trade lifecycle onto public blockchains, eliminating manual reconciliations and T+2 settlement delays that plague traditional markets.

This shift unlocks 24/7 liquidity for US equities, creating a venue where institutions can trade Tesla or Apple with the same immediacy as Ethereum. But the real innovation isn’t just access - it’s capital efficiency. Onchain stocks serve as margin for perpetual contracts, turning static holdings into productive collateral.

"You can hold a yield-bearing Treasury token and use it as collateral to trade Tesla perps - all without leaving the chain."

- Ian De Bode, Bankless

The model targets a critical flaw in DeFi: its reliance on volatile or stagnant collateral. Stablecoins lack yield; crypto-native assets are too volatile. By integrating real-world assets like blue-chip stocks and Treasuries, Ondo creates a more stable, efficient base for leveraged trading.

Still, the 'De' in DeFi becomes a liability with securities. De Bode argues that permissionless access is incompatible with regulated assets under current frameworks. So Ondo uses verified whitelists - only qualified users can hold or trade its tokens - creating a compliant layer that reassures institutional partners.

"They're building a parallel financial system that waits for US policy to catch up, rather than stalling growth."

- Ian De Bode, Bankless

By launching outside the US first, Ondo sidesteps immediate regulatory conflict while proving demand for onchain securities. The goal isn’t to replace Wall Street - it’s to build a faster, always-on alternative.

Source Intelligence

- Deep dive into what was said in the episodes

How Ondo Is Bringing Stocks and Perps Onchain | Ian De BodeJul 2

Also from this episode: (8)

Other (8)

  • Ondo aims to rebuild the brokerage stack on public ledgers, eliminating archaic T+2 settlement cycles and manual reconciliations from traditional finance.
  • Ian De Bode argues traditional finance's friction stems from gatekeepers and siloed ledgers, not the assets themselves. Ondo's "Global Markets" ports the entire trade lifecycle to public blockchains.
  • Ondo implements a "qualified user" model with whitelists to meet regulatory standards. This approach prioritizes compliance over absolute permissionless access for real-world securities.
  • DeFi perpetuals struggle with capital efficiency due to volatile crypto-native collateral or stagnant stablecoins. Onchain stocks solve this by serving as high-quality margin.
  • Ian De Bode sees a significant opportunity in using "boring" assets like US Treasuries or blue-chip stocks as margin for high-octane DeFi trading.
  • Investors can hold yield-bearing Treasury tokens and simultaneously use them as collateral for Tesla perps within the same onchain environment, making capital productive in two ways.
  • Ian De Bode states that a permissionless security is incompatible with global regulators. Ondo’s strategy involves strict gatekeeping to create a compliant environment.
  • Ondo is intentionally building outside the US first, focusing on jurisdictions with clearer rules for digital securities. This creates a parallel financial system awaiting US policy shifts.