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The ECB proposes a Digital Euro, a government-issued electronic cash distributed through commercial banks, preserving their role in customer accounts, interchange fees, and transaction data. A 12-month pilot is set to begin in the second half of 2027 with 36 payment providers.
The ECB selected 36 payment providers, including Stripe, Revolut, and Deutsche Bank, to test the digital euro ahead of a pilot starting in the second half of 2027.
Bennett argues the digital euro is too late and will become a surveillance tool. He notes Revolut is phasing out Tether in the EU, potentially clearing the way for Circle's USDC to become the dominant stablecoin.
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