- 3d ago
The Genius Act, now law, provides a legal framework for stablecoins by requiring 1:1 reserves and explicitly excluding them from securities classification, enabling real-world asset tokenization.
- 3d ago
The Genius Act's limitations include prohibiting stablecoin issuers from paying yield, denying FDIC insurance and Federal Reserve access, and allowing big tech to issue stablecoins without full bank regulatory standards.
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