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SoFi launched a USDC stablecoin directly in its banking app, claiming to be the first US national bank to do so, with $100 million minted on Ethereum versus $26,000 on Solana.
Cash App now supports USDC stablecoin transactions on Ethereum, Solana, Polygon, and Arbitrum, converting received stablecoins to dollars. Bennett notes this move contradicts Jack Dorsey's Bitcoin-maximalist stance but may be a strategic concession to demand.
Rao sees the company's entire stack moving on-chain within two to three years, using a single USDC pool for capital and collateralizing receivables to improve efficiency.
Launching in Argentina with a stablecoin card that converts pesos to USDC instantly provides currency volatility protection and no FX fees, a model Jeeves plans to replicate in smaller markets like Peru.
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