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The ECB proposes a Digital Euro, a government-issued electronic cash distributed through commercial banks, preserving their role in customer accounts, interchange fees, and transaction data. A 12-month pilot is set to begin in the second half of 2027 with 36 payment providers.
The ECB selected 36 payment providers, including Stripe, Revolut, and Deutsche Bank, to test the digital euro ahead of a pilot starting in the second half of 2027.
European central bankers like the ECB's Christine Lagarde and the UK's Sarah Breeden warn agentic AI development outpaces traditional regulation cycles, posing systemic financial risks that may require new guardrails like market-wide kill switches.
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